Singapore is one of Asia’s top financial hubs, offering a wide range of investment options from traditional markets to modern digital assets. Here’s the complete list:
๐ 1. Stock Market Investments (Singapore Exchange – SGX)
- Blue-chip stocks (DBS, OCBC, UOB)
- REITs (CapitaLand, Ascendas, Mapletree)
- ETFs (Straits Times Index ETF, Lion-OCBC Securities Hang Seng Tech ETF)
- Dividend stocks
- Growth stocks
- Penny stocks (high risk, speculative)
- Global stocks via SGX (US, HK, China listings)
- Singapore government-linked companies
- Healthcare stocks (Raffles Medical, Parkway Life REIT)
- Tech stocks (Sea Ltd, Grab via US market but accessible in SG)
๐ข 2. Real Estate Investments
- HDB resale property investment
- Private condominiums
- Commercial property (office spaces)
- Retail shop lots
- Industrial property
- Real Estate Investment Trusts (REITs)
- Co-living spaces
- Property crowdfunding platforms
- En-bloc property opportunities
- Overseas property via Singapore-based agents
๐ฐ 3. Bonds & Fixed Income
- Singapore Savings Bonds (SSB)
- Singapore Government Securities (SGS Bonds)
- Treasury Bills (T-Bills)
- Corporate bonds
- Green bonds
- Perpetual securities
- Retail bonds via SGX
- Temasek-linked bond products
- Bank-issued subordinated bonds
- Fixed income unit trusts
๐ฆ 4. Banking & Savings Products
- High-interest savings accounts (DBS Multiplier, OCBC 360, UOB One)
- Fixed deposits
- Structured deposits
- Insurance-linked savings plans
- Foreign currency savings accounts
- Child education savings plans
- Endowment plans
- CPF Ordinary Account (OA) – 2.5% interest
- CPF Special Account (SA) – 4% interest
- CPF Retirement Account (RA)
๐ฑ 5. Retirement & Pension Funds
- Central Provident Fund (CPF) investments
- CPF Investment Scheme (CPFIS)
- Supplementary Retirement Scheme (SRS)
- Retirement annuities
- Private pension funds
- CPF Life (lifetime retirement payouts)
- Provident insurance-linked funds
- Employer-sponsored retirement plans
- Voluntary CPF top-ups
- CPF-linked ETFs
๐ 6. Global & Alternative Investments
- Global equity funds
- Unit trusts (mutual funds)
- Hedge funds (for accredited investors)
- Private equity
- Venture capital (startups in SG/SEA)
- Sovereign wealth fund-linked products (Temasek, GIC)
- Offshore investments (US, EU markets)
- Commodities (gold, silver, oil)
- Currency trading (forex)
- Foreign property investment (Malaysia, Australia, UK)
๐ 7. Digital & Fintech Investments
- Robo-advisors (StashAway, Endowus, Syfe)
- Online trading platforms (Tiger Brokers, Moomoo, Saxo)
- Digital wealth management apps
- Cryptocurrencies (Bitcoin, Ethereum)
- Crypto ETFs (available via US markets)
- Stablecoins for staking
- NFT (Non-Fungible Tokens)
- DeFi (Decentralized Finance) staking/lending
- Equity crowdfunding platforms (FundedHere, SeedIn)
- P2P lending platforms (Funding Societies, MoolahSense)
๐ 8. Entrepreneurship & Business Investments
- Starting a small business (F&B, retail)
- Franchise opportunities (Ya Kun Kaya Toast, Toast Box, Old Chang Kee)
- E-commerce business (Shopee, Lazada, Qoo10)
- Dropshipping business
- Online coaching & consultancy
- Digital marketing agency
- Co-working space business
- Food delivery partnerships (GrabFood, Foodpanda, Deliveroo)
- Logistic & courier services
- Social media influencer marketing
๐ 9. Education & Personal Development Investments
- Professional certifications (CFA, CPA, ACCA)
- Tech courses (AI, blockchain, coding)
- Executive MBA programs
- Upskilling via SkillsFuture Credits
- Language learning investments
- Digital skills training (SEO, digital marketing)
- Public speaking & leadership training
- Financial literacy programs
- Self-development books & workshops
- Networking & business clubs
๐ฑ 10. Sustainable & Impact Investments
- ESG (Environmental, Social, Governance) funds
- Green REITs
- Renewable energy projects
- Carbon credit trading
- Ethical mutual funds
- Community co-operatives
- Social enterprises
- Organic farming investments
- Water technology investments
- Impact-focused venture capital
๐ Conclusion
Singapore offers a full spectrum of investments: from safe options like CPF & bonds, to high-growth plays like startups, crypto, and property. With strong regulations, stable economy, and global access, it remains one of the best destinations for investors in Asia.
Tiada ulasan:
Catat Ulasan